HOME BUYING PROCESS

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Analyze

Conduct a needs analysis

Maybe you’re just starting to look for a place of your own and can’t decide if you should rent or buy. Or maybe you’ve been renting a place for a while and want to explore the possibility of buying a home. While only you can decide the best option for yourself, it’s important to analyze the pros and cons of each and see how those align with your priorities.

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Finance

Get your Finances In Order

Our job is to maneuver all the financial pieces to ensure you’re on strong financial footing. Our recommended network of lenders and financial experts will help tighten up your credit, determine how much you can afford for both a home/ down payment, and make sure you’re formally pre-approved for a loan. All with the goal of solidifying your position as a serious market contender.

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Shop

Shop For A Home

While shopping for a home is one of the most exciting parts of homeownership, it can also feel the most overwhelming. That’s why we are here to help you find homes that align with what you’re looking for and are within your budget. During this process, we’ll share listings for potential homes and organize showings for you. Then, once you find a home you love, we’ll work with you to negotiate and submit an offer.

Offer

Make An Offer And Negotiate

At this time, you’ll decide how much you are willing to pay for the home you want to buy. In some instances, you may want to put in an offer at a lower amount than the asking price. In other instances, you may need to offer more, depending on the demand for housing in your area. Our real estate agent’s expertise will help you make the best decisions.

Inspect

Conduct A Property Inspection

We’ll help schedule the inspection for you. A home inspection is a great way to discover the true health of the home you want to purchase. It can provide peace of mind as well as reveal any issues. If certain areas of the home concern you, make sure to point those out. Let us know any questions you have about general maintenance and care for various items.

Approve

Get Final Financing Approval

Buying a home is likely one of the biggest purchases you’ll make. So, it makes sense that you’ll have several items to check off leading up to closing. This includes activities like getting homeowners insurance scheduling your settlement, and taking the final walk-through. While it can be overwhelming, just remember what you accomplished to get to this point. You’re so close to the finish line.

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Celebrate

Congratulate Yourself On Your New Home!

Congratulations! You are officially a homeowner. With all the excitement of owning your own home, there are also great responsibilities. These can be different for everyone, but here are some basics in making sure that you keep the commitments you made when you bought your house; pay your mortgage on time, and maintain your home.